function fwLoadMenus() {
  if (window.fw_menu_0) return;
  window.fw_menu_0 = new Menu("root",150,0,"Tahoma",11,"#434B90","#000066","#C2D4E2","#FFFFFF");
  fw_menu_0.addMenuItem("Home","location='home/index.asp'");
  fw_menu_0.addMenuItem("Contact Us","location='generic/contact.html'");
  fw_menu_0.addMenuItem("Products Overview","location='grp_co/about_products.html'");
  fw_menu_0.addMenuItem("Care Home Insurance","location='grp_co/carehome_insurance.html'");
  fw_menu_0.addMenuItem("CybHR Login","location='grp_co/cybhr.asp'");
  fw_menu_0.addMenuItem("Licensed Trade Insurance","location='grp_co/licensed_trade_insurance.html'");
  fw_menu_0.addMenuItem("Commercial Insurance","location='grp_co/commercial_insurance.html'");
  fw_menu_0.addMenuItem("Fleet Insurance","location='grp_co/fleets_insurance.html'");
  fw_menu_0.addMenuItem("News / Press Releases","location='grp_co/news_press.asp'");
  fw_menu_0.addMenuItem("Personal Lines Insurance","location='grp_co/pers_lines_insurance.html'");
  fw_menu_0.addMenuItem("Terms of Business","location='grp_co/terms_of_business.html'");
  fw_menu_0.addMenuItem("Disclaimer","location='grp_co/disclaimer.html'");
  fw_menu_0.hideOnMouseOut=true;
  
  window.fw_menu_1 = new Menu("root",150,0,"Tahoma",11,"#434B90","#000066","#C2D4E2","#FFFFFF");
  fw_menu_1.addMenuItem("About","location='david_co/about.html'");
  fw_menu_1.addMenuItem("Contact Us","location='generic/contact.html'");
  fw_menu_1.hideOnMouseOut=true;
  fw_menu_1.writeMenus();
}